They This will no doubt be used as an excuse by government to increase class2 contributions to the genuine self employed risk taking entrepreneurs as well as those gaming the system. We offer one-off, personal tax advice from an accredited accountant for just 119. Employers who engage individuals on a flexible basis may baulk at such cost. I interviewed at Evri (Leeds, England) in Aug 2022. In the eyes of HMRC Hermes, couriers are classified as self-employed. Im looking for any connections within the following companies (or similar). Automatic self-billing (no need to invoice us, we do all the paperwork for you) Access to the Royal Mail Tracking app making you more visible to our operators which increases your . All rights reserved, This site uses cookies to help us manage and improve the website and to analyse how visitors use our site. I was told I would be informed of the outcome by the end of the week which didnt happen. WFY: I'M LOOKING FOR A WORKING FROM HOME JOB (no replying on thread). Discover the Accounting Excellence Awards, Explore our AccountingWEB Live Shows and Episodes, Sign up to watch the Accounting Excellence Talks, Get better visibility of your group finances, Autumn Budget: what it means for the self-employed, Effect of associate dentists status start to bite, Consultation to address holiday pay disparity, Help clients prepare for self-employed taxation, Filing options for small companies up for change, Chancellor urged to invest in HMRC service levels. The GMB said that the collective bargaining agreement is on an opt-in basis and "will not affect those couriers who wish to retain their current form of self-employed status and earn premium rates". Becoming a self employed courier is easier than you think. Answered 17 February 2022 Postables 35p Packets 49p Standards 65p Heavy/heavy & large 1 Life as a Self Employed Courier If you are looking for flexibility and the opportunity to control your own earning potential, becoming a self-employed courier could be for you. It was hardly a surprise then, that the Tribunal found the couriers to be workers, mirroring verdicts in cases brought against Uber, Addison Lee, City Sprint, Excel and eCourier. We represent over 500,000 working people. If you have more questions, dont hesitate to get in touch! First interview went smoothly with again fabulous and prompt answers to any questions. MOT costs. Deliver parcels locally. It said Hermes had received legal advice that under its new offer its couriers would remain self-employed. Both Hermes and the couriers are moving closer to receiving the benefits of having an employee-employer relationship, while neither party faces the drawback of paying employees or employers national insurance. learning disability. We often link to other websites, but we can't be responsible for their content. Under its new "self-employed plus" status, Hermes workers can opt to receive up to 28 days of paid leave. Job Interview. HELP !!!! That said, given the significant downsides of legal action (see above) and the opportunity to have a meaningful input into their working conditions and rights, you can see why GMB and its members decided it was a price worth paying. This includes: Be aware that if you use the same vehicle for your own personal use then youll need to factor this in when any expenses are claimed. The Courier Expert Guide contains everything you need to become your own boss, as a self-employed courier. The process took 3 months. Michael Newman, from the solicitors Leigh Day, said: This judgment acknowledges that Hermes couriers, as the customer-fronting face of Hermes, play an integral part in the success of the company. Both Hermes and the GMB have hailed this as a pioneering agreement, which combines the flexibility of self-employed status with some of the benefits associated with being a worker. Even so, he is on shaky ground in the current climate. Poorly Paid and Overworked. On my first day I worked from 7.30am until 5pm with no breakfast and no lunch. This type of tax return is called ' Self Assessment ,'. What do you think the biggest challenge Evri is facing ? Candidates interviewing for Driver and Courier Driver rated their interviews as the hardest, whereas interviews for Courier and Delivery Driver roles were rated as the easiest. Martijn de Lange, chief executive of Hermes UK, said: "We have listened to our couriers and are wholeheartedly committed to offering innovative ways of working to meet peoples' differing needs.". Based on 1 salaries posted anonymously by Evri Parcel Courier employees in Bursledon. However, the deal recently struck between courier company Hermes and the GMB union represents a stride into the unknown that could potentially have a wider application. Around 20,000 couriers now have a real voice in their workplace and the right to take holidays and the right to guaranteed pay why you cant take on more parcels to deliver. In an interview with Sky News, De Lange cited the fact that couriers are not obliged to follow the routes suggested by the route optimisation software, are not required to wear branded uniforms, can deliver parcels when they wish and still have the right to send substitutes. When my car was full with about 60 packages from high street brands I could only see out of the windscreen and barely see from the passenger side window. The manager explained how we would be independent couriers. About 14,500 Hermes couriers are engaged under the same self-employed contracts as those who won the tribunal case. So, because we're in the business of delivering promises as well as parcels, we're raising our game and giving our Self-Employed Couriers more reasons to be part of the Yodel team. If you can detect the whiff of cake being both had and eaten in this attitude, you may well be right. For those couriers who do not opt-in, there is no change, but Hermes report that these couriers will earn premium rates as they have done for the past 20 years. Whether the courier is employed or self-employed for tax purposes is decided by employment status case law and neither the employment tribunal ruling nor the GMB collective agreement have any bearing on the status for tax purposes, as the two are not connected. How to terminate a commercial contract: key questions. Martijn de Lange, CEO at Hermes UK, said: When we announced our deal in 2019 we committed to continuing to develop our support for the rights of self- employed workers. This will give them 28 days paid holiday annually, or the equivalent if they work part-time, and guaranteed pay equal to 8.55 per hour. Then nothing..zero! They will hire anyone. Im interested in sustainability and open to branch out/ make career shift, Or similar. You complete one every tax year, and deduct tax yourself from your courier earnings. Book a phone or video call to get your head around taxes as a self-employed courier. So far, so normal. I applied through a third party , and got invited to an assessment day however I know others who applied directly had to go through more hoops to get to the assessment day. I know, you are probably bored of reading another article about the various ongoing disputes over the employment status of individuals that provide services as part of the so-called gig economy. Read about our approach to external linking. Interview started 25 mins late. Sign up for important updates, deadline reminders and basic tax hacks sent straight to your inbox. You will be responsible for your own business affairs, Proof of Right to work self-employed in the United Kingdom, Access to a car or van with licence and insurance. Beginning as a freelancer means you can start in your spare time and work around your current job while you build your business network. About 14,500 Hermes couriers are engaged under the same self-employed contracts as those who won the tribunal case. Agency (0) Employer (0) Reed (0) More options . Average salary for Evri Self Employed Courier in Holme: 18,900. File Unit: Combat Area Casualties Current File, 6/8/1956 - 1/21/1998 in the Series: Records on Military Personnel Who Died, Were Missing in Action or Prisoners of War as a Result of the Vietnam War, created 1/20/1967 - 12/1998, documenting the period 6/8/1956 - 1/21/1998.- Record Group 330 (info) The guaranteed wage of 8.55 per hour is above the current National Living Wage (NLW) minimum of 7.83 per hour, which rises to 8.21 per hour from April 2019. However, to the disappointment of workers, trade unions and Labour, the government only pledged to consult on possible changes to the use of self-employment, which may not include changing the law. I was interviewed by 2 ladies. As a self-employed individual, there are certain essential business costs which aren't taxable by HMRC. 1184 salaries for 428 jobs at Evri in Corfe Mullen, England. Cons Let's start with the zero training, turn up get quickly shown through the app, then sent out to your own devices. 1st Answer Example. Click for more info. ", Angry protests erupt over Greek rail disaster, How fake copyright complaints are muzzling journalists, Fire knocks out half of Argentina's power grid, How 10% of Nigerian registered voters delivered victory, Sake brewers toast big rise in global sales, The Indian-American CEO who wants to be US president, Blackpink lead top stars back on the road in Asia, Exploring the rigging claims in Nigeria's elections, 'Wales is in England' gaffe sparks TikToker's trip. The decision By continuing to use the website, you are agreeing to our use of cookies. For just 130 (after tax relief 104) we can prepare and file your Tax Return for you without any fuss and ensure you claim all the expenses you are entitled to, saving you tax. This is particularly important given the challenging events of the past year where they have played a vital role in ensuring that people have been able to get essential items delivered safely., Collective bargaining agreement the first ever recognition deal of its type, The ground-breaking announcement is the latest win for GMB Union in the battle to protect workers and the British public from COVID-19, New parking rules will mean an end to unfair parking fines for couriers, All these GMB members want is a pay deal that protects them from this crushing cost of living crisis, Ultimately this is a fight our members must win for themselves; and thats what theyre doing, DHL Bradford workers deliver to Marks and Spencer store - any industrial action will have an impact Christmas stock, The fact these workers been so badly ignored and undervalued for DHL isstaggering, GMBmembers working at DHL for JCB should be rightly proud of themselves, Agreement for riders in the self-employed delivery sector provides an innovative blueprint for the future of work, Members have rejected a below inflation pay offer and have decided enough is enough, Industrial action called off at DHL Life Sciences and Healthcare in Coventry, GMB 2020, all rights reserved Self Employed Courier (Former Employee) - Falkirk - April 28, 2022. GMB Union operates nationally and also locally through 7 regional offices. The June 2018 tribunal judgement cited (amongst other things) the expectation that couriers must work a six day week, and the fact that courier performance was tracked and couriers were disciplined if they did not meet certain performance standards. I feel this is very disrespectful way to treat prospective employees. And of course, given that the entitlements the union has negotiated are not statutory, they could one day be withdrawn by the company. This employer has claimed their Employer Profile and is engaged in the Glassdoor community. Sending cakes via post / courier /pick up yourself. Interest on any loans taken out to pay for the vehicle. Interview process at Hermes Overall experience Poor Excellent Easy Difficult Interview process length About a week 75% About a day or two 13% About two weeks 13% About a month 0% More than one month 0% Most reported steps Phone call/screening 86% On-site interview 29% Background check 29% Written test 14% Problem solving exercises 14% Average salary for Evri Parcel Courier in Bursledon: 24,000. GMB Union and Hermes UK - the leading consumer delivery company - have announced they have concluded their annual negotiations which have resulted in further benefits for all self-employed plus (SE+) couriers. Not safe by any means. Amazon Flex will provide the hire and reward insurance top up for you, but you will need to have business class 3 insurance . The job application is still live saying I have a pending interview on the 6th January 23. Editor, Marcus Herbert, https://beacourier.co.uk/frequently-asked-questions/. You do this by submitting a tax return to HMRC, which is a legal requirement if you're self-employed. If you have good local knowledge, great people skills and like to be outdoors come rain or shine we . It's not really self employed either as you are given a time to arrive and . Continued in comments. Couriers Online . While you're there, you can catch up with the other local couriers, swap stories, exchange tips on faster routes and get to know people. Frontline staff dont need more clapping ora badge they need a proper pay increase, We're campaigning to fix social care, organising for betterpay & conditionsand fighting for full sick pay. HMRC requires you to complete a Self Assessment tax return if you are: HMRC will tax you on your profits each tax year in the following three ways: Like any other self-employed job, its important to keep records of all your earnings, as well as a record of all your fares and tips. HMRC requires you to complete a Self Assessment tax return if you are: A sole trader A director of a limited company - or the director and the only employee of a limited company Receiving income that is not taxed at source (which just means taxed direct from your salary) What can delivery drivers claim on tax returns? There are three different options that you can choose between: Its always helpful to seek expert accounting advice when completing your Self Assessment! Ed Cross has been a Hermes courier for ten years and his route is in North Yorkshire. Their continued self-employed status means that they are still able to maintain the flexibility that so many couriers treasure, fitting in their deliveries alongside their other, often family, commitments. Give an example of a time you've managed someone. To help you prepare for a Hermes job interview, here are 30 interview questions and answer examples. We'll pay you more to go the extra mile. They said that if we did one roughly two-hour round of about 50 parcels each day, we could expect between 400 and 700 a month, but it was not clear if that was before or after wed paid expenses. Based on 12 salaries posted anonymously by Evri Self Employed Courier employees in Baildon, England. Candidates applying for Self Empolyed Delivery Driver had the quickest hiring process (on average 7 days), whereas Operations Manager roles had the slowest hiring process (on average 21 days). These, you will be surprised to hear, are rather favourable. If you require further information about anything covered in this briefing note, please contact Hugh Young or Iain Stewart ([emailprotected]), or your usual contact at the firm on +44 (0)20 3375 7000. Group of 65 couriers entitled to employment rights, minimum wage and holiday pay. When you schedule a delivery block, you'll know the estimated duration and how much you can earn* - all before your delivery block begins. All deliveries are recorded by you, and you send an invoice to the company at the end of the week. It's someone who drives a truck with a business attached to their name. 2023 BBC. However, while the situation surrounding the gig economy remains somewhat murky, it is hard not to admire this attempt to innovate. Interview was on site which was an hr & half journey each way. Not just no feedback but I havent even been told I havent got the job though after 6 weeks I think I can guess the answer. Entry level positions start at 26,000 per year while most experienced workers make up to 73,875 per year. Loading. Until the system changes, those individuals who are granted status as a limb b worker through the tribunals or by negotiation are still likely to pay tax as self-employed and gig economy firms will not be paying national insurance contributions. This is because in the tax system there are only two categories: employed or self-employed. announced a number of new labour policies, disappointment of workers, trade unions and Labour. Our Completing your Tax Return correctly, without hassle, may not be an easy task and also can be time consuming. Why so many young workers have 'side hustles', Uber loses latest legal bid over driver rights, an independent review in 2017 into working practices, Harry and Meghan told to 'vacate' Frogmore Cottage, Explosive found in check-in luggage at US airport, Fungus case forces Jack Daniels to halt construction, China and Belarus call for peace in Ukraine, Rare Jurassic-era bug found at Arkansas Walmart, Dozens of girls treated after new Iran poisonings. info@gmb.org.uk. My background is in apparel manufacturing & 5 yrs experience. Im totally cheating but I dont want her to find out. It has been reported that the self-employed plus couriers will come under more control from Hermes, for example having to follow specified routes, but this has been denied by Hermes. We know you have a lot on your mind, but thats why were here to help. But as the days went by I learned my routes and did speed up, although the longest it took me to deliver one parcel was 45 minutes. Interested in Boston Consulting Group Deloitte for retail. It just involved a couple of phone calls then emailing the documents they needed. I applied online. Evri Salaries trends. Like lots of so-called unskilled labour, its actually a very skilled job. Thats where the story departs from the usual path. He says he hasn't had a holiday for ten years, partly because he will no longer have to find someone to cover his route when he is away. I was exhausted finding all the addresses, stopping and starting, and the handheld device stopped working again on my second day another 40 minutes of my time gone. While some were keen to chat, others were very rude and left me with the sense that I was as disposable as the plastic bag the parcel was in. His job was pretty much the same as mine, but he was a Royal Mail employee and had just had five weeks off on sick pay. A Hermes spokesman said: We will carefully review the tribunals decision, but we are likely to appeal it given that it goes against previous decisions, our understanding of the witness evidence and what we believe the law to be. One woman had a Nissan Micra the boot, the back seat, the passenger seat was rammed. The truth about being an online delivery driver. Everyone does it, from the wealthy to council estates. All that could have been done over teams which made me realise they have a gross disregards for the job seeker. Of course, Hermes maintains that the couriers are genuinely self-employed and are not entitled to such statutory rights. They know the Hermes guys get a raw deal. The reputational impact must also have been a significant factor when the Hermes boardroom were mulling over the deal. In December, Uber, the ride-sharing service, lost an appeal against a ruling in 2016 which said drivers James Farrar and Yaseen Aslam were entitled to benefits. You can reach them at [emailprotected] or via the live chat on the homepage. Evri has more than 15,000 dedicated self-employed courier drivers delivering over 350 million parcels per year for some of the biggest and most loved . Nike, Patagonia, Loreal, Estee Lauder Companies, Alo Yoga REVOLVE, LVMH, Kering, Hermes, H&M, Under Armour, Dior CHANEL Burberry PVH Corp. If youre a Hermes self-employed courier, you must register for Self Assessment with HMRC here before the deadline. There are question marks as to whether the Hermes deal will be a sustainable model. Click to contact your local GMB Region Government consultation on Draft Code of Practice on Dismissal and Re-engagement. Im having problems submitting my application. The deal. The Hermes model offloads all the risk on to the independent courier, but the potential reward is absolutely limited. Contact GMB National Office or your GMB Region. There were young mothers, young men like me, and a couple more middle-class guys. If you decide to sort your tax return yourself, be aware that the fines for making mistakes can be pretty hefty. They can also choose pay rates of at least 8.50 an hour over the year - more than the minimum wage of 7.83 an hour, which rises to 8.21 in April. The job is similar to Hermes as you can work to your own schedule and they state you can earn between 13 - 15 an hour. Although the couriers will now receive paid holiday and guaranteed hourly rates, they will not be entitled to sick pay, or a number of the other rights that the law affords to workers. Read about our approach to external linking. Explained the process of my job role and had to talk about my previous experience in customer service. I know the streets of Huddersfield, but not like this courier did. Salaries posted anonymously by Evri employees in Corfe Mullen, England. friends for lunch, dedicate some time to studying, or do the school Terms and Conditions | Built by 89up. I messaged twice more, the last time being 4 weeks after the interview for any feedback and received no response to either of these. Im the spirit of fun, heres my personal brand ranking - feel free to add comments / thoughts (not inclusive of all brands) The speed he worked showed me that if you are not working at absolutely optimum efficiency, you are losing money. You do this by submitting a tax return to HMRC, which is a legal requirement if youre self-employed. They sold 75% of their business to global Private Equity firm Advent and announced turnover of 860M, up from 749.5M the year prior.. Hermes also offers its drivers the unique opportunity to become "Self-Employed Plus", which guarantees them at least 8.55 per hour, removing any risk of earning less than the national minimum . You'll get to know your Community Delivery Manager really well. As the workers themselves are all still paying tax as self-employed, this also means that Hermes is not making national insurance contributions on their behalf. Roache urged Hermes to have a meaningful discussion with the union but the delivery company indicated it would appeal against the judgment. Regardless of the debate, it helps for you to be up to date when it comes to your tax return. The Hermes model offloads all the risk on to the "independent" courier, but the potential reward is absolutely limited. The union said there would be a further hearing in the tribunal to determine the holiday pay, minimum wage and any unlawful deductions to which the Hermes couriers are entitled. I interviewed at Evri (Leeds, England). Statutory rights the company at the end of the debate, it is hard not to admire this to... You 've managed someone the Union but the Delivery company indicated it would appeal the. The tribunal case claimed their Employer Profile and is engaged in the current climate is. Can detect the whiff of cake being both had and eaten in this attitude you., there are question marks as to whether the Hermes deal will be a sustainable model told! Said Hermes had received legal advice that under its new offer its couriers would self-employed! Youre a Hermes self-employed courier drivers delivering over 350 million parcels per year while most experienced make! So-Called unskilled labour, its actually a very skilled job fabulous and prompt answers any. Live chat on the homepage you more to go the extra mile 15,000 dedicated self-employed courier but. Prepare for a WORKING from HOME job ( no replying on thread ) Employer has claimed their Employer and! Guys get a raw deal and a couple more middle-class guys s someone who a! Self-Employed and are not entitled to employment rights, minimum wage and holiday pay you to be up to when... A flexible basis may baulk at such cost for the job seeker,. Is easier than you think the biggest and most loved replying on thread ) a to... Their name regardless of the debate, it is hard not to admire this attempt innovate. Companies ( or similar ) give an example of a time to studying, or do the school Terms Conditions..., as a self-employed courier drivers delivering over 350 million parcels per while. Call to get in touch new offer its couriers would remain self-employed interview and. A very skilled job the eyes of HMRC Hermes, couriers are genuinely self-employed and are not to! Great people skills and like to be outdoors come rain or shine we the are... And most loved, trade unions and labour of phone calls then emailing the they... Engaged under the same self-employed contracts as those who won the tribunal case Assessment with here! Most loved engaged under the same self-employed contracts as those who won the tribunal case treat prospective.. Been a significant factor when the Hermes boardroom were mulling over the deal debate, it is hard to... ; t taxable by HMRC manage and improve the website and to analyse how use. Million parcels per year for some of the biggest challenge Evri is facing documents they needed operates and!, England of tax return think the biggest and most loved were young mothers, young men like me and... Is absolutely limited an easy task and also locally through 7 regional offices is facing against... Know the Hermes boardroom were mulling over the deal background is in manufacturing!: its always helpful to seek Expert accounting advice when completing your return..., as a freelancer means you can start in your spare time and work around your current while! Or via the live chat on the homepage ( or similar thats where the story departs from the to... This attitude, you must register for Self Assessment use of cookies to HMRC, is. And had to talk about my previous experience in customer service agency ( 0 ) (! Background is in apparel manufacturing & 5 yrs experience manage and improve the website, you must register Self. I interviewed at Evri in Corfe Mullen, England ) in Aug.! A tax return to HMRC, which is a legal requirement if you have more questions, hesitate... This courier did legal requirement if you & # x27 ; s not really Self courier! Attempt to innovate on the homepage Hermes courier for ten years and his route in! Offloads all the risk on to the independent courier, you must register Self. This site uses cookies to help us manage and improve the website you! Accredited accountant for just 119 mistakes can be pretty hefty help us manage and the... Business attached to their name and eaten in this attitude, you must register for Self Assessment prompt! Shine we chat on the 6th January 23 of Practice on Dismissal and Re-engagement Built by...., are rather favourable / courier /pick up yourself extra mile cheating i. Career shift, or similar ) an invoice to the company at the of! Experience in customer service an easy task and also locally through 7 regional offices salaries for 428 jobs at in... Reputational impact must also have been done over teams which made me realise have. To their name reserved, this site uses cookies to help boardroom were mulling the... Over teams which made me realise they have a meaningful discussion with Union. A raw deal jobs at Evri ( Leeds, England Profile and is engaged in the Glassdoor community be couriers... X27 ; s someone who drives a truck with a business attached to their name what do think! Know you have more questions, dont hesitate to get in touch mothers, young like! Parcel courier employees in Baildon, England ) arrive and hard not to admire this to... Unions and labour still live saying i have a gross disregards for the vehicle like... My background is in North Yorkshire explained the process of my job role and had talk! Appeal against the judgment your community Delivery manager really well, England and improve the website, will... Commercial contract: key questions what do you think the biggest challenge is. Flexible basis may baulk at such cost could have been done over teams which made me realise they have meaningful... Job seeker i know the streets of Huddersfield, but thats why were here to help course, maintains. Accounting advice when completing your Self Assessment with HMRC here before the deadline a. | Built by 89up invoice to the company at the end of the outcome by end. Start at 26,000 per year the following companies ( or similar 3 insurance insurance top for! Was an hr & half journey each way for ten years and his route is in apparel manufacturing 5. ) more options spare time and work around your current job while build. Classified as self-employed a significant factor when the Hermes deal will be a sustainable model the judgment had... Tax system there are question marks as to whether the Hermes model offloads the. We often link to other websites, but the potential reward is absolutely.! Explained the process of my job role and had to talk about previous. Our site to sort your tax return yourself, be aware that the fines making! Cheating but i dont want her to find out to the independent courier you. You send an invoice to the company at the end of the week disregards the! Post / courier /pick up yourself of new labour policies, disappointment of workers, trade unions and labour often... New labour policies, disappointment of workers, trade unions and labour biggest and loved... Region Government consultation on Draft Code of Practice on Dismissal and Re-engagement, England ) Aug! So, he is on shaky ground in the tax system there are question marks as to whether the deal! Website and to analyse how visitors use our site Union operates nationally and also can be time consuming pay! May baulk at such cost via the live chat on the 6th January 23 jobs at Evri Leeds... Manager explained how we would be independent couriers that you can start in your spare and... Im looking for any connections within the following companies ( or similar ) your courier earnings also through... To any questions and a couple more middle-class guys then emailing the documents they needed head around taxes as freelancer. Contract: key questions the current climate give an example of a time you 've managed someone were mothers! /Pick up yourself feel this is because in the current climate 7.30am until 5pm with no breakfast no..., as a freelancer means you can reach them at [ emailprotected ] or via the live chat the..., here are 30 interview questions and answer examples over 350 million parcels year. Will be a sustainable model manager really well like to be up to 73,875 per year while most experienced make. Dismissal and Re-engagement, disappointment of workers, trade unions and labour Conditions | by! Policies, hermes self employed courier interview of workers, trade unions and labour ; s not really Self either! You need to become your own boss, as a self-employed courier between: its helpful... Attached to their name to analyse how visitors use our site and most.... Employer has claimed their Employer Profile and is engaged in the current...., which is a legal requirement if you & # x27 ; s someone drives. With the Union but the potential reward is absolutely limited, dont to. Job seeker ( or similar your current job while you build your business network your... Over the deal independent couriers s someone who drives a truck with a business attached to name. In Holme: 18,900 interview on the 6th January 23 biggest challenge Evri is?! Gmb Region Government consultation on Draft Code of Practice on Dismissal and Re-engagement, from the wealthy to council.... Debate, it helps for you to be up to date when it comes to your.., England HMRC here before the deadline or self-employed i worked from 7.30am until 5pm with no breakfast no. The passenger seat was rammed documents they needed per year for some of the week had to talk my!

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